The Best & Worst States for Women to Live and Work

May 17, 2017

FYI: This podcast was recorded while streaming live on Facebook.

We’ve talked about it here before: Yes, the gender pay gap still exists in 2017. White women make $0.80 to every man’s dollar; for black women it’s $0.64, and for Hispanic women it’s $0.54. BUT some states are better for women than others.

  • Best States for Employment and Earnings
    • Maryland
    • Massachusetts
    • New Jersey
    • Connecticut
  • Worst States for Employment and Earnings
    • West Virginia
    • Idaho
    • Louisiana
    • Mississippi
    • Arkansas (rank 47, yikes!)
  • States With Highest Median Earnings for Female Workers
    • Virginia
    • Delaware
    • Illinois
    • Maryland
  • States With Lowest Median Earnings for Female Workers
    • Maine
    • Montana
    • Oregon
    • California
    • Hawaii
  • The states with the most female-owned businesses are Alaska, Colorado, Virginia, Florida, and Georgia—Alaska is #1.
  • According to Refinery29, it will take until 2152 to close the gender pay gap. WTF

Dear HBIC

  • I’m struggling with my roommate. Her boyfriend is an a-hole and is constantly at our house. One night when I wasn't home, they got in a fight and he told her she needs to lose 20 pounds. Later when I talked to her, she told me she wished I had been there because I would stand up for her. He comments on her weight and what she eats all the time so I hate him. He also does laundry at our house every week, and, this sounds petty, but one time he drank my beer and ate my girl scout cookies. He hangs out at our house when she isn’t even there. It's making me and my other roommate both not want to be home, but I'm not sure how to go about it. I don't want to trash her relationship because then I’m scared she’ll get defensive and be with him more, which is the opposite of what she needs. So I’m literally wondering, how do I restrain from killing someone who ate my girl scout cookies? Will Earn Spend Live fund my bail?
  • No, we won't. (unless you write about it for us. We kid, we kid.) There are two separate issues here: How he treats your roommate/friend, and how he takes advantage of your apartment without paying rent (or buying you new cookies!!). So first off, talk to your roommate about the way he treats her. Definitely don't tell her what to do; you don't want her to end up resenting you or being pushed closer to this asshole. Let her know that you support her no matter what, but you think she deserves better. The second issue: Sit down with your roommate and set some guidelines on guests' behavior. For example, if they eat someone else's food, they must replace it or pay up. If they stay more than three days, they need to chip in on rent. Etc. Figure out what works best for you both, but without set guidelines in place it's hard to really put your foot down.

Would You Rather…

  • Have no friends or only have friends who annoy you?
  • Would you rather be the office gossip or be left out of all the office gossip?

What We’re Loving This Week

Send your Dear HBIC questions to hitusup@earnspendlive, sound off on literally everything we’ve said with the hashtag #JustEVEsdropping on Twitter, and don’t forget to subscribe on iTunes. Oh, and like our FB live video please! :)

Most of our data came from: https://earnspendlive.com/2017/04/best-worst-states-women-live-work/ 

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17 Questions To Ask Before Getting Engaged

May 10, 2017

Taking the plunge and spending the rest of your life with someone is kind of a big decision, and there are a few things you should be discussing about your future first. From credit and debt to family values, we're breaking it down into 17 key questions. Plus, we're talking about the future of Once Upon a Time and the level of garbage Chris Soules actually is.

Real Talk: Questions to Ask Before Getting Engaged

  • Money

    • Do either of you have debt? How much?
    • How good are both of you with money? (Any shopping problems? Gambling problems?)
    • How is their credit? How is yours?
  • Family
    • (Particularly important if you’re from different religious backgrounds)
    • Do you want children? How many?
    • Where do you want to live? Do you want to be close to family or do you want to move?
    • Do you get along with their family? Do they get along with yours?
    • How are we going to handle holidays?
  • Values
    • “How important is religion to you?” --NY Times
    • Would you rather have a big rock and small house or a big house and small rock?
    • What are you willing to sacrifice? I.e. career success or family time.
    • “Do we have more than just love?” --Bustle
  • Relationship:
    • Where do you see us in five years?
    • “How important is sex to you?” --NY Times
    • How much privacy do we each need and expect?
    • What’s the #1 reason you would get divorced?
    • How do you resolve conflict? What are your fighting styles?
    • Who’s cooking? Who’s cleaning?

The News

  • Jennifer Morrison, who plays Emma, won’t be returning for season 7 of Once Upon a Time—if there even is a season 7, which we’ll find out sometime this week.
  • Chris Soules apparently didn’t hit and run. He just hit, called the police, then ran when the guy bled out. So like still bad, but not as bad.

Would You Rather...

  • Work opposite work shifts of your SO so you barely see them or never have any alone time?
  • Be dumped for being too feminist or have to like, iron his clothes forever?

What questions did you and your significant other ask each other before getting engaged? Are we totally overthinking it here? Is love actually an open door? Tell us with #JustEVEsdropping on Twitter! And don't forget to email us your Dear HBIC questions to hitusup@earnspendlive.com.

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Real Talk With Sarah DeClerk, Owner of Ann Potter Baking

May 3, 2017

Sarah DeClerk runs her business, Ann Potter Baking, out of her own home. She creates beautiful, drool-worthy cookies for special events and for customers on Etsy. She currently has 17.2k followers on Instagram, and she was one of Little Rock Soire's "Women to Watch" in 2016. While her business is obviously booming, she'd rather keep her business at home than expand. Find out why in our interview with Sarah here!

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Renting vs. Buying a Home: 6 Things You Should Consider

April 26, 2017

Buying a home is kind of a huge effing deal. But we’re adults now, so it’s time to talk about the pros and cons of buying a home vs. renting a home. Here are six things you should consider -- plus, we’re giving advice on how to make friends in college, why you should watch Girlboss on Netflix, and whether we’d rather have an engagement ring or a big house.

Renting vs. Buying a Home in Arkansas (From Business Insider):

  • Monthly rent in Arkansas: $1,050
  • Monthly mortgage in Arkansas: $769

Things to Consider

  • Are you planning on moving in the next 5-10 years? Renting offers more mobility.
  • Are you planning on starting a family soon?
  • Can you make a down-payment of 20%?
    • “If not, that generally means you’ll be charged a higher interest rate. You’ll also likely have to pay mortgage insurance, a monthly fee that ranges from about $50 to $500 and goes directly to an insurance company protecting the bank’s interest—not yours.” LearnVest
  • Do you have a good credit score?
  • Are you down to mow the lawn, upkeep, and fix things around the house? All extra expenses.
    • Some of that comes with renting a house, too.
  • Is renting keeping you from doing something that you want?
    • Are you someone who really loves personalizing their home?
    • Do you want a dog but live somewhere that doesn’t allow pets?

Tools to Help You Decide:

https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html?_r=0

https://www.zillow.com/rent-vs-buy-calculator/

http://www.realtor.com/mortgage/tools/rent-or-buy-calculator/

Dear HBIC

  • I’m a sophomore in college and I haven’t made any friends. This is supposed to be the best time of my life? But how do I meet people and hang with them?
  • First of all, you should know that making friends in college is important because 1) you're building your network; you never know who could be a good connection in the future, and 2) making friends only gets harder AFTER college.
  • Get out of your comfort zone. Go out. But not just to parties; join clubs and organizations, ask people to lunch, study at the library instead of in your dorm room. Oh, and always leave your dorm room door open.

Would You Rather...

  • Have a little ring and a big house or a big ring and a small house
  • Be Lena Dunham’s BFF or Chrissy Teigen’s enemy

What We’re Loving This Week

  • Elise: KitNipBox! My cat, Laz, loves KitNipBox, but we took the April box to the Little Rock Humane Society and gave the toys and treats to the kitties there. KitNipBox is also cool because they donate a portion of proceeds every month to animal-specific charities, including The Paw Project, Animal Care and Control of NYC, Brooklyn Animal Action, and the San Francisco SPCA.
    • ALSO: NECTAR mattresses, coupon code: ESL100.
  • Meleah: Girlboss on Netflix. Love it or hate it, it's worth the watch.

Boss and/or Adulting Moment

 

  • Elise: Last week was chaotic and I didn’t get anything actually important on my to-do list done. So I worked Saturday to get caught up, and this week has been SO much easier.
  • Meleah: I went to the retirement party for my honors college’s dean. It just seemed like something adults do.

If you have more questions about renting vs. buying a home, email us at hitusup@earnspendlive.com or use #JustEvesdropping on Twitter!

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Email Organization 101: How to Achieve Inbox Zero

April 19, 2017

Today on EVEsdropping, we're talking email organization via Inbox Zero, how to turn your internship into a full-time job, plus we're introducing some new segments, called "Dear HBIC" and "Would You Rather" (you might've heard of the latter, idk). 

Real Talk: Email Organization/Inbox Zero

  • Create specific folders.

    • Lots, and lots, and lots of folders.
  • When an email comes in, do something with it.
    • Is it something you need to keep for reference? Move to a folder.
    • Is it a task you need to complete? Leave it in your inbox. Could you complete the task in less than like 3 min? Just do it.
  • If it’s an email in a thread, delete the earlier emails and keep the later ones. The later messages still have all the info you need in them.
  • Don’t get behind. It’s easier to get an inbox with 50 emails back down to zero than it is 300.
  • Unsubscribe, unsubscribe, unsubscribe.

Dear HBIC

  • “I’m an intern and I really like the company I’m working for. I’m definitely open to working here after graduation, but they haven’t asked me to stay. Should I wait for them to bring it up, or let them know that I’d like to come on full-time? And what do I even say?”
  • Step one: Make sure you're good at your job and your employer likes you. Step two: Ask for it as soon as you know your plans after graduation. Step three: Slay.

Would You Rather...

  • Never use emojis ever again or only be able to send the poop emoji?
  • Sleep with your boss and get a promotion (but no one knows) or would you rather get a promotion and have everyone think you slept with your boss but you didn’t?

What We’re Loving This Week

Boss and/or Adulting Moment

  • Elise: I'm becoming videographer for a day; our videographer couldn't make it to a video interview shoot this week so I'm filling in. He showed me how to use the camera and gave me a checklist, so I'm officially adding "videographer temp" to my resume.
  • Meleah: I am making phone calls like a madwoman. I’m renovating/buying/who tf knows this house that was built in 1915 and it needs some work. I’m getting every service out there to get me a bid.

 Tell us how many emails YOU have in your inbox by using the hashtag #JustEVEsdropping. And send your questions for "Dear HBIC" to hitusup@earnspendlive.com!

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The Job Search: Tips on Job Fairs, Resumes, and Salary Negotiation

April 12, 2017

Our HR Manager, Melanie Clayton, is dishing out advice on everything from job search strategies, to why attending job fairs is important, to finding the confidence you need to negotiate your salary. Have questions about the job search? Email us at hitusup@earnspendlive.com and we'll have Melanie answer your questions!

Need help resume writing? Download our free, printable resume templates here: https://earnspendlive.com/downloads-printables/

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Equal Pay Day: Why It F*cking Matters

April 4, 2017

Although EVEsdropping typically comes out each Wednesday, we decided to put this one out a day early in honor of Equal Pay Day (which is April 4th this year). What is Equal Pay Day? We're so glad you asked!

 

What’s Going on in the News?

  • The Mindy Project will end after season six. </3
  • Rob Kardashian forgets his almost-kid is black.
  • Michelle Obama wearing her hair natural for the FIRST TIME IN MORE THAN 8 YEARS...publicly.

What We’re Loving This Week

  • Elise: My NECTAR mattress!!!! Check out my review: https://earnspendlive.com/2017/03/nectar-mattress-review/
  • Meleah: Book of the Month Club! Our office April box just came in and the books look great. Sign up at earnspendlive.com/go/bookofthemonth

Boss Moments

  • Elise: I went to Pure Barre today and it kicked my ass. Might not seem like much of an “adulting” feat but I DON’T work out. Ever. And I’m trying to put my health first. Or at least second.
  • Meleah: I ripped down and then put up a ceiling. I’m moving into a super old house which means a lot of work for me, and a lot of updates about my house for you.

How are you celebrating Equal Pay Day? Asking for a raise? Calling out a mansplainer? Use our hashtag #JustEVEsdropping and let us know your stories! 

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Pros and Cons of Having Roommates

March 22, 2017

Roommates: We've all been there, done that. Is it worth it? We're going over the pros and cons—the good, the bad, and the ugly. Plus, we're talking about the new season of Dancing With the Stars, Uber's president stepping down, Erin Condren's Seasonal Surprise Box, The Mindy Project, and overcoming our fears of public speaking.

Real Talk: Pros and Cons of Having a Roommate

  • Pros:
    • Save $$$$.
    • Also can share Netflix/Hulu log ins.
    • Don’t have to live alone
    • Period syncing. Taylor & I used to have “period dates” where we’d go out, order a big meal, and then come home and eat ice cream while watching a chick flick.
    • On that note: built-in girl’s nights!
    • You can borrow things: clothes/food/etc (with permission)
  • Cons:
    • I didn’t either!
    • Someone’s in your space.
    • Sexual situations (aka noises)
    • Also just loudness/party noises.
    • You have to wear pants. I didn’t, but you should.
    • Confrontation
    • Living styles: a messy person + a clean person = arguing
  • Horror stories -- because we all know that’s what you’re here for.
    • Christine: My roommate broke into my LOCKED bedroom while I was out of the country and letting her friends who I had never met have sex in my bed. Same roommate who had never touched a dishwasher or a washing machine before she moved out of her parents house and literally just threw dishes haphazardly into the dishwasher and washed every single outfit individually.
    • Also Christine: My sister’s psycho roommate who was obsessed w/ her and slept in her bed, used her computer, and showered in her shower while she wasn’t home
  • We’re not perfect. Here are some of our flaws/tips for making it werk:
    • Moral of the Story: it’s nice to give your roommate a heads up
    • Always be up front and talk it out. You may still not get your way, but ya know.
    • I had a THING about people letting me know before they just busted people up into our room. So a few times, a roommate I had tension with would bring a dude over for SeXiEtYmEs and not give me a heads up. I’m not deaf, so I could hear that there was a dude in our room. I would make up an excuse to walk into the Living Room/kitchen anyway in my thong, fake embarrassment and an apology, and then go back to my room.
    • Don't write passive-aggressive sticky notes.
    • Don’t eat each other’s food. If you do, always replace.

What’s Going on in the News?:

  • Dancing With the Stars starts this week!!!!!!!! Nick Viall's awkwardness continues!
  • Uber President quit bc sexual harassment. Yay.

What We’re Loving This Week:

    • Elise: The Erin Condren Seasonal Surprise Box. It's only $35 each quarter, and the value of the Spring 2017 box was $97.50. Sign up here: http://earnspendlive.com/go/erincondrencom
    • Meleah: Mindy Lahiri is a white man. And it's amazing.

Boss/Adulting Moments:

 

    • Elise: I SURVIVED MY PRESENTATION IN FRONT OF THE ENTIRE COMPANY LAST WEEK. I’ll never top this again.
    • Meleah: Elise’s presentation was so good. I won’t top that either. I… uh… worked Sunday night?

Hit us up on Twitter or Instagram with the hashtag “JustEvesdropping” and tell us your roommate horror stories. Byee.

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TV Tuesday: The Bachelor Season 21 Finale

March 14, 2017

The lamest season in Bachelor history is finally over, and we have a lot of feelings. On this edition of TV Tuesday, we're going over all the ways Nick f*cked up this season, how long he and Vanessa will last, why Raven's better off without him (and on Bachelor in Paradise instead), and how excited we are for Rachel to be the new Bachelorette (although we hope the rest of the men aren't total goofs like the four men we met last night on After the Final Rose). 

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Ayesha Curry On How to Balance Career, Family, and Health

March 8, 2017

Terra got the opportunity to chat with Ayesha Curry (we're all still freaking out about it, NBD) about how she balances career, family, and staying healthy. Because as it turns out, you CAN have it all.

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